About

DEDICATED HELPING HOMEBUYERS


The HomeOwnership Company, envisions a future where the path to owning a home is seamless and accessible for all. We believe that homeownership is fundamental to living a life of freedom and ease. We understand that this dream is achievable for most people with some common-sense changes to the current process. That's why we have reimagined the way people buy and sell homes by combining real estate and mortgage services into one company. This unique approach allows us to leverage both sides of the transaction to maximize your savings. Unlike traditional models where separate 5% real estate agents commission and mortgage brokers asking for 3% lender increases the cost of homes.  Integrating both services—eliminating waste, lowering costs in a mortgage by 50%, and using half of the buyer’s agent commission as a realtor credit to pay your mortgage costs.  The result? You win offers and save thousands when buying and selling a home.

Savings

Our program saves our clients on average 1.25% in credit of the loan amount of $500,0000 which is $6,250 in credit over our competitors. From their mortgage saving

Realtor Credit of 1/2 the Commission

Then we give our customers a Realtor Credit of 1% when we ask for a 2% commission for being your buyer’s agent. Yes, that is right we give you 1% of that to pay your closing costs. We earn 1% for assisting you in finding and buying a home.

We pay your closing cost

We find home sellers are willing to pay a 2.5% buyer agent commission over paying a buyer’s closing cost.  When a traditionally agent ask for 2.5% Commission and you need 3% t cover you traditionally mortgage lender cost, most seller say no.  That’s how we make a win for you! The sells is paying you're closing costs and they just sees a standard transaction. 

We approach every transaction as a way to make this happen and save our clients more money!

Tom Winand

-Founder and Lending Manager-

“Our main focus is saving home buyer money by having the best rates and giving realtor credit to pay the closing cost for them “

Tom Winand

Founder and lending manager

Founder and owner of The HomeOwnership Company. He has been a steadfast force to give home buyers the best possible savings combining mortgage savings and realtor credits saving clients on average $10,000 and more

Mark Yeates

Principal Real Estate BrokerBroker


Real Estate Broker

Mark will assist in finding you a home you love. Then he’ll you 1% of the 2% real estate commission to pay your mortgage closing cost. Making buying it easy. That is what we do and what you can count on from us.

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