how to get the best mortgage rate %
Watch our video on how rates are calculated
We will show you in our video how mortgage rates are set by wholesale investors. How your final retail rate is calculated after adding the pricing adjustments and company compensation
Mortgage rates are created by the secondary market and passed on to you through loan originators after they add their company compensation.
You will see how are mortgage rates determined. More importantly, how to get the lowest rate available?
Apply for the best rate
Apply for a mortgage to get the best rate available. Do this after watching our Rate Truth video. We can then apply any control your price incentives and possibly offer a borrower-paid loan. Giving you the best rate and sending you a fee breakdown on your mortgage.
Get your live best rate
This mortgage calculator will give you our industry lending, lender-paid base rate. It will not offer a borrower paid rate or any control your price incentives, that we can offer. The rates will be based on our very low 1% compensation. Watch the Rate Truth video first, so you know what that means!